Car repair loans
Cover an unexpected mechanic bill, replace a worn battery, or get past a failed inspection. Keep your car on the road without draining your bank account.
Online Installment Loans, $300 to $1,500
Texas-licensed installment loans, simple and fast. Apply in minutes.
Loan Amount
$300 - $1,500
Simple Process
Fast Payout
Check your Eligibility
This won't affect your credit score
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Texas installment loans for life's unexpected costs
Whether it's a car repair, a medical bill, or a moving deposit, a Simple Fast Money installment loan can help cover the gap. Apply online in minutes, get a fast decision, and pay back over a schedule that fits your pay cycle. Loan amounts from $300 to $1,500, terms up to 180 days, weekly, bi-weekly, or bi-monthly payments.
Home repair loans
Patch a leaking roof, replace a broken AC, or finance a small renovation. Get the funds you need now and spread the cost across manageable payments.
Medical bill loans
Bridge the gap on out-of-pocket medical bills, copays, dental work, or prescriptions that insurance didn't cover. Apply online, no paperwork required.
Utility bill loans
Avoid disconnection by covering an electric, gas, or water bill on time. Get the funds the same business day if approved before 5pm CT.
Moving and relocation loans
Cover security deposits, first-month rent, or hiring movers. Make your move without putting it on a credit card.
Family emergency loans
Travel for a family emergency, cover funeral expenses, or help a relative through a tough month. Get fast funds when you need them most.
A Simple Fast Money installment loan is a single-payment, short-term solution for Texans who need cash quickly but don't want the lump-sum balloon of a payday or auto title loan. Pay it back across multiple scheduled payments instead.
Simple Fast Money is a licensed Texas Credit Access Business (CAB License No. 2500080154-174268) regulated by the Texas Office of Consumer Credit Commissioner. We arrange your loan with an unaffiliated third-party lender, G4 Funding LLC. Full APR, CAB fee, and lender interest are disclosed on your Cost Disclosure before you sign. See our Rates and Terms for the complete fee schedule.
Here's How it Works
Getting a Loan through Simple Fast Money is a 3 step process.
1
Apply
The secure loan application takes just minutes. If you're eligible, you'll be able to customize the amount you borrow and your repayment schedule.
2
Get Funds
If approved, your money can be in your account the next business day or sooner.
3
Repay
We report your payments to major credit bureaus, meaning you can build credit history with on-time repayment. You can repay early at any time with no penalty.
Get Started
This won't affect your credit score
What can your instalment loan give you?
Flexibility
Credit Growth
Confidence
What do I need to apply for a instalment loan?
Quick checklist so you know if you are good to go before you start.
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18+
You must be 18 or older
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Checking Account
You must have a valid personal checking account.
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Email Address
You must have an active email address.
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Income
You must have a verifiable source of income.
Check your Eligibility
This won't affect your credit score
Let us answer your questions
Can I still qualify with bad credit?
We consider all types of credit backgrounds. You are welcome to apply.
How can I qualify for a loan?
To qualify, you’ll typically need to be at least 18 years old, have a steady income, and meet our basic credit and identity requirements.
How do I repay my loan?
Loan repayments are usually made through automatic bank withdrawals on a scheduled basis, which will be outlined in your loan agreement.
How does the loan process work?
Apply online, get a decision quickly, and if approved, review and sign your agreement. Funds are then deposited into your bank account.
How soon will I get my funds?
Once approved, funds are often deposited as soon as the next business day, depending on your bank.
What if I need to cancel my loan?
You can cancel within a short time after funding—usually one to three business days—without penalties. Contact us immediately for help
What is an APR?
APR (Annual Percentage Rate) is the total cost of your loan over a year, including interest and fees, expressed as a percentage.
What is the APR of your loans?
Our APRs vary based on your credit and loan terms, typically ranging from 5% to 35%. Exact rates are provided during the application.
What loans do you offer?
We offer personal loans, debt consolidation loans, and emergency loans. Specific options depend on your needs and eligibility.
Get Your Funds in 1 Hour*
Designed with your convenience in mind, our loans ensure that you can get the financial assistance you need without the hassle of traditional banking.