Rates & Terms
Plain numbers, no surprises. Below are representative examples of what an installment loan from Simple Fast Money looks like.
Product at a glance
- Loan amount: $300 to $1,500
- Term: up to 180 days
- Payment frequency: Weekly, Bi-Weekly, or Bi-Monthly
- Lender: G4 Funding LLC (unaffiliated third party)
- Returned-payment fee: $20
- Late fee: $7.50 or 5% of scheduled installment (greater) after 10 days
An advance of money obtained through an installment loan is not intended to meet long-term financial needs.
An installment loan should only be used to meet immediate short-term cash needs. Refinancing the loan
rather than paying the debt in full when due will require the payment of additional charges.
Weekly payments
| Loan Amount | Term (days) | Payment (1 - N-1) | Final Payment | CAB Fee | Lender Interest | Total Finance Cost | APR |
|---|---|---|---|---|---|---|---|
| $500.00 | 175 | $51.24 | $51.24 | $757.03 | $23.97 | $781.00 | 473.54% |
| $1,000.00 | 175 | $103.19 | $103.16 | $1,531.77 | $47.95 | $1,579.72 | 478.01% |
| $1,500.00 | 175 | $155.85 | $155.74 | $2,324.22 | $71.92 | $2,396.14 | 482.47% |
Bi-Weekly payments
| Loan Amount | Term (days) | Payment (1 - N-1) | Final Payment | CAB Fee | Lender Interest | Total Finance Cost | APR |
|---|---|---|---|---|---|---|---|
| $500.00 | 168 | $104.15 | $104.11 | $726.75 | $23.01 | $749.76 | 468.24% |
| $1,000.00 | 168 | $209.71 | $209.72 | $1,470.50 | $46.03 | $1,516.53 | 472.72% |
| $1,500.00 | 168 | $316.69 | $316.70 | $2,231.25 | $69.04 | $2,300.29 | 477.20% |
Bi-Monthly payments
| Loan Amount | Term (days) | Payment (1 - N-1) | Final Payment | CAB Fee | Lender Interest | Total Finance Cost | APR |
|---|---|---|---|---|---|---|---|
| $500.00 | 168 | $113.61 | $113.66 | $726.75 | $23.01 | $749.76 | 466.72% |
| $1,000.00 | 168 | $228.78 | $228.73 | $1,470.50 | $46.03 | $1,516.53 | 471.24% |
| $1,500.00 | 168 | $345.48 | $345.49 | $2,231.25 | $69.04 | $2,300.29 | 475.71% |
These examples assume on-time payments according to the schedule provided on credit origination. Your exact loan amount, term, payments, CAB fee, lender interest, total finance cost, and APR will be disclosed on your Cost Disclosure form and Credit Services Agreement before you sign. Simple Fast Money is a Credit Access Business and is not the lender. Loans are made by G4 Funding LLC.
Full documents
Check your Eligibility
This won't affect your credit score