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Privacy Notice

Simple Fast Money
Atlantic Finance Corporation d/b/a Simple Fast Money
5900 Balcones Drive, #22963, Austin, TX 78731
1-844-682-2866 · hello@simplefastmoney.com · Mon–Fri 8 a.m.–8 p.m. CT
Privacy & opt-out: privacy@simplefastmoney.com

FACTS WHAT DOES ATLANTIC FINANCE CORPORATION, D/B/A SIMPLE FAST MONEY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share can include:
  • Social Security number and employment information
  • Account balances and payment history
  • Credit history and income
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Atlantic Finance Corporation, d/b/a Simple Fast Money chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reason Does Simple Fast Money share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes
to offer our products and services to you
YES NO
For joint marketing with other financial companies YES NO
For our affiliates' everyday business purposes
information about your transactions and experiences
YES NO
For our affiliates' everyday business purposes
information about your creditworthiness
YES YES
For nonaffiliates to market to you YES YES

To limit our sharing

  • Call 1-844-682-2866 — our menu will prompt you through your choice(s)
  • Email privacy@simplefastmoney.com
  • Visit us online: simplefastmoney.com/opt-out

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions? Contact us at hello@simplefastmoney.com or 1-844-682-2866.

About this notice

Detail on how we protect your information, how we collect it, the limits federal law places on what you can opt out of, and other important disclosures.

Who we are

Who is providing this notice? Atlantic Finance Corporation, d/b/a Simple Fast Money.

What we do

How does Atlantic Finance Corporation, d/b/a Simple Fast Money protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All information collected is stored in a technically and physically secure environment.

How does Atlantic Finance Corporation, d/b/a Simple Fast Money collect my personal information? We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from other sources, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes — information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Other important information

Text messaging privacy. Subscriber text messaging originator opt-in data and consent details will not be shared with any third parties except when explicitly authorized by the subscriber.

For full information about how our SMS program works — including how to opt in, opt out (reply STOP), get help (reply HELP), and the contact details for SMS-related questions — see our SMS Terms & Conditions.

Definitions

Affiliates. Financial and nonfinancial companies related by common ownership or control.

Nonaffiliates. Financial and nonfinancial companies not related by common ownership or control.

  • Nonaffiliates we share with can include mortgage and insurance companies.
  • Direct marketing companies for application, resell direct mail and other purposes.

Joint marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include ad network and website managers, financial institutions, credit card companies.
  • Our service providers that prepare statements and handle customer inquiries.
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  • Mon – Fri 8am – 8pm CT
  • hello@simplefastmoney.com

Simple Fast Money is a Credit Access Business (CAB) licensed by the Texas Office of Consumer Credit Commissioner. Simple Fast Money is not the lender. We arrange loans between you and an unaffiliated third-party lender, and we service your loan once it is issued. All questions, service issues, and complaints about your loan should be directed to Simple Fast Money, not the lender.

Loans are subject to credit approval and verification of information provided in your application. Not all applications are approved. Loan amounts, terms, and APR vary based on your specific circumstances and the lender's underwriting. Representative APRs and fees are available on our Multi-Payment Fee Schedule.